Have a question? Call1-469-819-9000 Ride Now, Pay Later    Get Your Ride ›

Discover Flexible Financing Options for Your Dream Saddle

At SaddleColony, we’re committed to helping you find the perfect saddle for you and your horse. We understand that purchasing a high-quality saddle is a significant investment, which is why we’ve partnered with multiple financing providers to offer flexible payment options that suit your needs.


Our Financing Partners

We’ve partnered with four trusted financing providers to give you more options:

  1. United Midwest Savings Bank – Apply for 0% APR financing for 6 to 18 months.
  2. Klarna – Flexible financing and payment options that let you split your purchase into manageable installments.
  3. Affirm – Transparent payment plans with no hidden fees or surprises.
  4. Shop Pay – Interest-free installments to spread out your purchase over time.

How to Choose the Right Financing Option

1. United Midwest Savings Bank

  • 0% APR for 6-18 Months: Enjoy interest-free financing options on your saddle purchase.
  • Check Your Rate: To see if you’re eligible, simply fill out the application form below or click here.

2. Klarna, Affirm, and Shop Pay

  • Check Your Rate at Checkout: To use Klarna, Affirm, or Shop Pay, simply select your preferred provider at checkout and check your rate.
  • Instant Approval: Receive instant approval and complete your purchase with ease.

3. Choose Your Payment Plan

  • With Klarna, Affirm, and Shop Pay, you can choose the payment plan that works best for your budget. Enjoy flexibility and transparency with all payment options.

How It Works

Step 1: Choose Your Financing Provider

  • Decide which financing provider suits your needs best: United Midwest Savings Bank, Klarna, Affirm, or Shop Pay.

Step 2: Check Your Rate

  • United Midwest Savings Bank: Fill out the form on our website to check your rate and apply.
  • Klarna, Affirm, Shop Pay: Check your rate directly at checkout by selecting your preferred provider.

Step 3: Complete Your Purchase

  • Once approved, complete your purchase and take home your new saddle immediately.

Step 4: Make Easy Payments

  • Follow your selected payment plan to make monthly or installment payments to your chosen provider.

Note: Applying for financing will require a credit check. Please ensure you agree before proceeding.


Frequently Asked Questions (FAQs)

Q: How do I decide which financing option is best for me?
A: Consider your budget and how quickly you’d like to pay off your purchase. Each provider offers different terms and payment plans.

Q: Can I use multiple financing options for one purchase?
A: No, you’ll need to select one financing provider per transaction.

Q: Are there any hidden fees with these financing options?
A: All of our financing partners provide transparent payment plans with no hidden fees. Please review each provider’s terms for details.

Q: Can I pay off my financing early?
A: Yes, all our financing partners allow you to pay off your balance early without any penalties.

Q: How can I check my application status?
A: For United Midwest Savings Bank, check directly through their customer service. For Klarna, Affirm, or Shop Pay, log in to your respective account.


Terms and Conditions

  • Financing is subject to approval by the respective providers: United Midwest Savings Bank, Klarna, Affirm, and Shop Pay.
  • The availability of financing plans may vary by product and purchase amount.
  • Please review the full financing terms and conditions for each provider.

If you have any questions, please feel free to reach out. Happy Riding!

×



At SaddleColony, we believe that every rider and horse duo deserves a saddle that fits their unique needs and preferences. That's why we offer saddle customization to help you create the perfect saddle for you and your horse.


Our customization process is simple and efficient, allowing you to make all the necessary adjustments and additions to your saddle to make it exactly what you want. Whether you want to adjust the size, add new features, or completely build a saddle from scratch, we've got you covered.

Learn More

×



At SaddleColony, we are committed to providing our customers with the highest quality saddles at competitive prices. That's why we offer a price guarantee to ensure that you get the best value for your money. Our price guarantee means that if you find a lower price on a saddle of equal quality and features within 365 days of your purchase, we will match that price and give you an additional discount.


Our aim is to make sure that you feel confident and secure when making your saddle purchase. We stand behind the quality and value of our saddles and are dedicated to providing you with the best possible shopping experience.

Read More